FintechAssociationConceptNote

December 10, 2019

Fintech, the abbreviation for financial technology, is a broad category that refers to the innovative use of technology in the design and delivery of financial services and products. Its application serves numerous business segments such as lending, investment management, money transfers, raising money and payments. These developments are made possible by harnessing mobile technologies, big data and analytics to design products customized to consumer needs and preferences. The proliferation of fintechs has had a tremendous impact on changing the way companies interact with consumers. Pakistan has also witnessed this growing trend, with a dramatic increase in mobile broadband penetration over the past five years with internet penetration at 30%1. According to an estimate, the digital finance potential of Pakistan stands at about $36 Billion by 2025, providing a 7% boost to the GDP, creating 4 million new jobs and resulting in $263 Billion new deposits.

Warehouse Receipt Financing: Tackling the Fin...

December 5, 2019

The aim of this research activity was to investigate the potential of warehouse receipt financing for smallholder farmers in Pakistan and to provide key information on the current landscape in this regard. The research was conducted in collaboration with MEDA.

Rethinking Microfinance - Developing a New In...

November 20, 2019

Achieving financial inclusion is one of the key enablers of economic prosperity; an inclusive financial system, one that allows broader access to financial services, can lead to faster and more equitable growth. Developments in microfinance over the years have contributed to increased financial inclusion by expanding the range of financial service providers, increasing the number of products and services, improving access to hundreds of millions of people and identifying the need for client protection and transparency.

MicroWatch Issue 53

November 18, 2019

MicroWatch Issue 53: The 3rd Quarter of 2019 saw microcredit penetration reach 35% with growth witnessed in most key indicators.

Micro Eye

Mapping the Competitive Environment in microfinance sector. MicroEYE is designed to represent industry data in graphical format for effortless comprehension.

Micro Watch

Microwatch highlights the quarterly position of credit, savings, and insurance outreach on a country and regional basis coupled with outstanding portfolio at risk.

Micro Mundi

MicroMundi is an online portal that offers comprehensive and up-to-date information about Microfinance products being offered in Pakistan.